Pricing — Fixed-Fee Tax Packages from $249

Packages

Pick the shape of your year

Start with the package that fits today. Moving between them is a conversation, not a contract.

Monthly plans are billed month to month and can be canceled any time.

Essentials

Individuals & families

Precise, credentialed preparation for W-2 earners, retirees and households with investments or a rental.

from$249/ return

Federal + one state included · per-return fee, unaffected by billing period

Form 1040 with all common schedules
Equity comp, K-1 and rental income handled
Two-reviewer accuracy check
Secure e-file & document vault
30-minute planning debrief
Audit support on the return we filed
Monthly bookkeeping
Quarterly planning sessions

Start my return

Most households: $249–$495 depending on schedules

Growth

Small businesses

Monthly bookkeeping, payroll support and your business and personal returns — one predictable fee.

from$149/ month

Billed monthly · cancel any time

Monthly books, reconciled & reviewed by the 5th
S-corp / partnership + personal returns
Quarterly planning sessions (4 per year)
Payroll & 1099 coordination
Reasonable-comp and entity check-up
Bookkeeper on email or Slack
Audit support & notice review
Entity-level real-estate accounting

Talk about Growth

Up to 150 transactions / month · one entity

Built for investors

Portfolio

Real-estate investors

Multi-entity, multi-state investor tax with the Acquire / Operate / Exit framework built into every quarter.

from$399/ month

Up to 3 entities · add-ons available

Everything in Growth
Entity-level books, rent rolls & CapEx tracking
Returns for up to 3 entities + personal
Cost segregation & 1031 planning
Deal modeling before you sign
Passive-loss, basis & REPS tracking
Multi-state filings (2 states included)
Real-estate tax lead on your file

Model my portfolio

Additional entities $95 / month each

Enterprise & custom

More than three entities, trusts, or a team that needs a CFO's view?

We scope Enterprise engagements individually: a written proposal within five business days, priced flat for the year and reviewed at each renewal.

Four or more entities or funds
Estate & trust returns (Form 1041)
Syndication and fund K-1 packages
Multi-state enterprises (3+ states)
Fractional CFO and board reporting
Transaction and exit advisory

Side by side

What's in each package

Everything below is included in the package fee. Anything marked with a dash is available as an add-on.

Feature comparison of Essentials, Growth and Portfolio packages
Feature	Essentialsfrom $249 / return	Growthfrom $149 / month	Portfoliofrom $399 / month
Preparation & filing
Personal return (Form 1040)
Business return (1120-S / 1065 / 1120)		1 entity	Up to 3 entities
State returns included	1 state	1 state	2 states
Two-reviewer accuracy check
Secure e-file & document vault
Bookkeeping & payroll
Monthly reconciled books		Up to 150 transactions	Up to 400 transactions
Entity-level property accounting & rent rolls
Payroll & 1099 coordination
Monthly financial pack (P&L, balance sheet, cash flow)
Planning & advisory
Planning sessions per year	1 debrief (30 min)	4 quarterly	4 quarterly + deal calls
Written one-page tax plan
Quarterly estimated payment calculations
Entity structure & reasonable-comp review
Real estate
Deal modeling before purchase
Cost segregation scoping & 1031 planning
Passive-loss, basis & REPS tracking
Support
Named CPA or EA advisor
Response time	2 business days	1 business day	Same business day
Audit support on returns we filed
IRS notice review	Add-on	2 per year	Unlimited

Transaction counts are monthly averages. Need more? Growth and Portfolio scale in blocks of 100 transactions at $45 per month.

Add-ons

Priced once, in writing, before we start

Add any of these to a package or order them on their own. Fees are flat; the "from" price covers the typical case and we confirm the exact number before the work begins.

Ask about an add-on

Additional state return

From$95

Each state beyond the ones included in your package: nonresident, part-year or resident, with credit-for-taxes-paid coordination.

Per state, per year · multi-state households welcome

Amended return (1040-X)

From$275

Found a missed deduction or received a late K-1? We correct the year, recompute state impact and file within the refund window.

Free if the error was ours — always

IRS notice response

From$350

Written assessment within two business days, then a full response drafted and filed by an Enrolled Agent under power of attorney.

Audit defense and resolution quoted flat after review

Cost segregation study

From$2,900

Engineering-based study to reclassify building components into 5-, 7- and 15-year property. We scope it first and only recommend it when the math works.

Residential 1–4 units · larger assets quoted

Entity formation & S-corp election

From$750

California LLC or corporation filing, EIN, operating agreement template, Form 2553 S-election and the first-year compliance calendar.

State filing fees billed at cost

Catch-up bookkeeping

From$250per month caught up

Behind by a quarter or by three years? We rebuild the books month by month, reconcile every account and hand you a clean starting point.

Volume pricing beyond 12 months

Standalone business return

From$895

An 1120-S, 1065 or 1120 prepared from your existing books, without a monthly package — includes K-1s and the owner's personal return coordination.

Books must be reconciled; clean-up quoted separately

One-time planning session

From$495

Ninety minutes with a CPA and a written plan afterwards. Ideal before a sale, a move, an exercise window or a new business.

Credited toward Growth or Portfolio if you join within 60 days

Estate & trust return (1041)

From$650

Fiduciary income tax returns for trusts and estates, with beneficiary K-1s and coordination with the family's personal returns.

Complex trusts and multi-year estates quoted

Always included

In every package, at no extra charge

These aren't upgrades. They're how we work with every client, from a single return to a fourteen-door portfolio.

Encrypted client portal

Upload, sign and download from one place. MFA on every account; nothing ever sent by plain email.

IRS e-file with acknowledgement

Authorized IRS e-file provider. Federal and state confirmations land in your portal the same day.

Audit support

If a return we prepared is questioned, we respond to the notice and represent you — included, not invoiced.

A named advisor

One CPA or EA who knows your file, answers your email and picks up the phone. No call center.

Two-reviewer accuracy check

Every return is prepared by one credentialed professional and independently reviewed by a second.

Deadline calendar & reminders

Every estimate, extension and filing date on one calendar, with reminders sent two weeks ahead.

Seven-year document retention

Returns, workpapers and source documents kept securely for seven years and available to you on request.

The Harbor Letter

One useful tax note a month — deadlines, law changes and a planning idea — written for owners, not accountants.

Our guarantee

Transparent pricing, accurate work — or we make it right

Accuracy. If a return we prepared contains an error that results in an IRS or state penalty, we pay the penalty and interest and amend the return at no charge.

Price. The fee in your proposal is the fee on your invoice. If the scope grows — a new entity, an unexpected state — we tell you before the work, never after.

Fit. Monthly packages have no minimum term. If we're not the right firm for you in the first 60 days, we'll refund that period's fees and hand your files over cleanly.

Pricing questions

The questions we hear before someone signs

$249 covers a federal Form 1040 with one state and the common schedules — wages, interest, dividends, itemized deductions and a straightforward brokerage account. Each additional complexity is a published flat amount: a rental property on Schedule E adds $95, a Schedule C business adds $125, each K-1 adds $45. We quote the exact figure after a five-minute look at last year's return, before you commit to anything.

Monthly plans are month to month with no minimum term — cancel with 30 days' notice and we hand over your books and files cleanly. Annual plans give you two months free in exchange for paying the year up front; if you leave early we refund the unused months less the discount. Either way, the returns for any year you were with us are prepared and filed as agreed.

They're covered. Growth includes your business return and your personal return; Portfolio includes returns for up to three entities plus your personal return. Because we've done the books all year, the return is the last, well-rehearsed step rather than a separate project — which is exactly why we price it this way.

You can join any month. If the books need catching up first, we quote that as a one-time add-on (from $250 per month caught up) so your package fee starts clean. Most clients are fully current within three weeks of onboarding.

Per-return work is billed when the return is ready for your signature — no deposit. Monthly packages are billed on the 1st by card or ACH through the portal. Add-ons are quoted in writing and billed on completion. You'll never see an invoice for a number we didn't agree on first.

Usually, yes — additional entities are $95 per month each on Portfolio. Once you pass six entities, or add a fund, a trust or a third state, an Enterprise proposal is normally better value. We'll tell you when you cross that line; we don't leave clients on a package that no longer fits.

More questions? Read the full FAQ or ask us directly.

Free 30-minute discovery call

Want an exact number? Ask for one.

Send last year's return through the portal and we'll come back with a written quote — usually the same business day — and two or three planning ideas worth more than the fee.

Get my quote (949) 849-9825

Fixed fees, published in full.